smocken,Your're right. The info on 403bs is very scarce, andit is very confusing in the beginning.I started out with an annuity contract from aninsurance salesman who sweet-talked me into it.After a few years of seeing little change in value,I switched to Fidelity and I have been pleased ever since.I don't think you can go wrong with any of the big names mentioned on this board.Start slowly and after a few years of monitoring your investments,you'd be surprised how you start to understand things.You've done well already just be doing your homework.Best of luck in your investing!boomerwoman
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