Snoopy33,<<Q: Does the $10K max include contributions from bothyou and your employer or does the $10K max justinclude what you contribute?A: The $10K max is the COMPLETE total regardless ofwhether your employer matches your contributionsor not. Let's say, your employer kicks in $1 for every $1 you put in ... the $10K max would then consistof $5000 of your cash and $5000 that your employerkicked in. >>That is incorrect. The $10K is the maximum elective contribution made by the employee. The employer's matching contribution does not affect that maximum.Regards……Pixy
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