So a traditional or roth ira is not available since I have no "working" income (according to my regular accountant). Is there another type of ira available to someone with no "working" income? I know there are other ira type accounts and I am just starting to investigate ira's but I just thought I would start here and hopefully take a 'shortcut' into the dd. What little I have seen seems to indicate I must be "physically working" in a self-employeed job or for someone else to put money into an ira account. There are a number of sites that explain the different types of IRAs available to the general public - Bankrate has one:http://www.bankrate.com/brm/itax/news/20010221a.asp?prodtype=grnI just wish that the government, in all it's wisdom, would have allowed retirees, or anyone else who has the funds and a mind to save for their future, to take advantage of at least the Roth IRA irregardless of the "color" of their money. Cheers...Bill
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