So am I going to get reamed if I point out that a credit issuer's policies, like them or not, are required by law to be disclosed to
you? And that you agreed to these policies when you incurred debt with them? And that it is really not fair to blame the credit
card company, if you didn't take the time to read and/or understand these policies? :-\ I don't think "credit card companies are
evil" is the lesson here. I think the lesson is "be sure you know what you're getting in to before you get into it".

You mean the fine print? Man, I don't read anything that requires me to break out two magnifying glasses and place them over one another to read. I swear that the last time I was at the eye-doctor, they were using a CC agreement statement to check my reading vision:

"I think that's a backwards "S" doc. Oh, you mean it's a 5? doh."

Seriously, though, I think the only time I was bit by the fine-print was when a man showed up to the door and wanted me to take care of three chickens for a weekend. I checked the statement, and, sure enough, it read: "Take care of chickens as needed." At least I got to keep the eggs!

MarkT