So as a guy new to the board this is deflating. If the vets are saying they are bailing out, does it make sense for a new guy to jump in? If so, then what?I did see some info on index switching and timing, is that the best that can be done? Depending on returns, I'm 15 to 20 years away from retirement with a decent amount of money in an IRA, a similar amount in a 401k and some available taxable dollar to invest as well. If not MI, can you guys point me in a better direction? Just buy SPY as noted by the first message in this group.
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