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So essentially at this point I am thinking stuff as much money as I can into a high-yield savings account and see if I can make it. Probably won't cover everything, but carrying a much smaller amount of debt when I am done seems much easier on myself than attempting to juggle so much.

In order to save enough I need to plan to save around $3-4k/mo, so I will boost my income up to $4.5k/mo or so and then try to save $4k and $500 will go to consumption. All school payments will simply be taken directly from the savings account and that money will only be used for school. Will start it out with $30k and see where I can get.

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