So I called the claims adjuster at the car rental agency and sent emails. After two calls, as well as the evidence that the car was still in use, they closed the claim without charging us, and sent an email and voicemail confirming this.No harm no foul. Next time, I'll call the credit card I intend to use to verify that my intended rental will be covered under their damage waiver coverage, especially as pertains to the place and length of the rental.
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