No. of Recommendations: 1
So, I suppose you understand why Megan is in the debt she is in? I suppose you know at least how long she has had this debt unpaid before it went to the collection agency? I suppose you know all the factors that have lead her to be unable to make payments on this debt?

Since you have all the answers for her, then please provide.

++++++++++++++++++++++++++++

Well CCCS is certainly not going to help her figure THIS out....but DA will. CCCS cares ONLY about making payments to credit card companies. When you have debts that are NOT CC related - they don't work to help you (as hard as CC debt anyway).

Additionally - they will provide budget FORMS and perhaps some time filling them out - they will NOT provide counseling to help FIGURE OUT why you are in debt.

C.
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