So would it be a good idea for me to put some of my savings into I-Bonds? Are there any drawbacks I should be aware of? Any advantages/disadvantages?? Any info on this topic would be much appredicatedAdvantages:- Tax deferral until maturity, or even tax-free if used for higher education- Better rates compared to 1-year CDsDisadvantages:- Penalty for withdrawal before 5 years- Rates are not fixed and will vary every 6 months (this might also be an advantage, depending on where rates go)- Annual limit on purchase amount
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