So your investments are in addition to your pension? Do you get Social Security? If so, I'd keep 40% in Vanguard Index, 10% in a Large Value Mutual Fund, 10% in Large Growth and the remaining 40% in Treasuries, Bonds, CD's and other "safe" investments.My thinking is that you need to supliment your pension with income generating investments (Treasuries, Bonds, CD's etc) as well as have investments that will out pace inflation (Index, Value, Growth Mutual Funds) without taking alot of risk.Other things to look at:- House paid off?- Retirement Expectations- Part time work- Working Longer- If married, does wife have a retirement incomeWhile it may be nice plan/thought to retire at 55, I've known many people who wanted to but realisticly couldn't as they simply coudn't afford to retire. Not that this is your case but it needs to be looked into as you could live to be 100 and given inflation etc you may outlive your money. Putting off retirement for a few years may increase your retirement/investments to the point that this may not be a concern. I feel that when looking at this, people often don't look at the "whole picture" then end up "paying" for overlooked things for many years.Just my thoughts.
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