I'm turning 62 in June '09. I've been thinking that getting into the SS system might be the wise thing to do, since usually government reform is aimed at future beneficiaries - grandfathering those already in the system. And, I'm thinking more reform (benefit cuts) are on the way.Read a Kiplinger article from July that mentioned a strategy for collecting a spousal benefit while continuing to work, and then collecting based on my lifetime earnings at 66 (full retirement age for me).My husband is already retired - he postponed collecting SS til 70, so he is receiving as much SS as possible.Since my earnings are low at this point (working Part Time) and probably won't exceed the 13K+ limit, is this the right strategy for me? Simply collecting based on my earnings would give me a larger benefit at 62 - but it wouldn't "step up" at 66The article pretty much said that asking about things at SS offices can be a hit or miss experience at best when seeking correct information.Any input fellow fools have to offer would be appreciated. Thanks!ellen
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