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Fools: I am not sure what board to post on so I will start here. It is cross posted on LBYM board as well. I was playing with some of the social security calculators this weekend. One item that popped up although I had already read about it was the WEP (Windfall Elimination Provision). People who will have a pension provided by income not subject to social security taxes (such as some government workers or those from a foreign country) will find that upon retirement they will not receive all the social security that they would otherwise be entitled to due to this provision.

I fall in this category as I am from Canada. I was also reading in the FAQ section that spouses can take the higher of their own social security of 50% of what their spouse qualifies for. As my DW will have worked longer and made more money than I have in the US her social security will be larger than mine.

My question is if I qualify for 50% of her monthly benefit will the Windfall Elimination Provision remove a portion of that benefit. Does anyone know the answer.



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I fall in this category as I am from Canada. I was also reading in the FAQ section that spouses can take the higher of their own social security of 50% of what their spouse qualifies for. As my DW will have worked longer and made more money than I have in the US her social security will be larger than mine.

My question is if I qualify for 50% of her monthly benefit will the Windfall Elimination Provision remove a portion of that benefit. Does anyone know the answer.


I don't, but I think you should be looking at the "offset" provision, not the windfall provision. If that doesn't help you at the SS website, try the Retirement Investing board here at the Fool. TMF Pixy, our resident SS expert, monitors that board.

Phil
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