No. of Recommendations: 4
Social Security disability has an admirably tough standard in order to collect disability benefits. You must be unable to do any kind of paid work

FWIW, this is an incredibly difficult threshhold to meet for claimed physical disabilities. For claimed mental disabilities, notsomuch. So you can imagine where the potential for fraud exists.

-synchronicity, has a BIL who went through the SS Disability process.

PS- private market DI costs depend on the occupation of the insured (officer workers who sit in front of computers are cheaper to insure than welders who walk on unfinished building beams 40 stories up in December), the amount of benefit (of course), the duration of the benefit (2 years/5 years/10 years/to age 65), and the lag time before benefits start (3 months/6 months/1 year are the most common). DI is often overlooked but should be an essential part of someone's insurance planning, over and above any potential SSI benefit
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