Soft landing success --- we will see. Four years isn't a very long time frame. Nor has it been a soft landing for many.

It certainly hasn't been a soft landing for a lot of small businesses and entrepreneurs who have either gone out of business or are operating on a fraction of the cashflow they had built up from before the banks blew up the world.

It also hasn't been a soft landing for savers who had built their retirement plans based on a reasonable expectation of a 4% risk-free return, which was quite predictably within the realm of possibility before the banks blew up the world.

Plus, it hasn't been a soft landing for the folks (including formerly relatively high salary middle-management soft skills types) some still unemployed after being laid off after the banks blew up the world.

Finally, it hasn't been a soft landing for the many many under-employed folks who are working as independent contractors or doing high-skills "project" work because businesses don't like to hire permanent skilled employees despite the "recovery" that has occurred since the banks blew up the world.

But hey - the good news is this: the Too-Big-to-Fail (and more recently, with the HSBC money laundering settlement) the Too-Big-to-Jail bankers are doing just fine.

It has been a very soft landing success indeed for the banksters.

;-)