No. of Recommendations: 0
Don't be surprised by solicitations showing up in your e-mail. I haven't seen it in this board, but I am constantly sweeping solicitation posts out of the AOL board. They have now started posting the solicitations Friday night, since they learned they don't get pulled until Monday morning. They are for consolidation loans, multi level marketing schemes, and a pyramid scheme keeps showing up. Since I started posting there, I get solicitations for 125% home equity loans to consolidate my bills, etc.

I put warnings up to people on that board about the different solicitations, TOS, and all that. What the result was was a series of obscene flames against me, again on Friday night :) I've just resorted to getting the posts pulled.

As for my Fribble today - I have gotten 19 e-mails on this one. My record was 35, on Dollar Cost Averaging. It's about 50-50 for and against. Of the against, half say they use their cards and pay every month, but they understand why I made my decision. The other half have said that "I did a great disservice" to my readers, and one said I was "financially irresponsible".

Of the "disservice" letters - my response was this: There are plenty of pro-credit card ads thrown at us every day. Just watch TV. Two Fribbles that are anti-card hardly distorts the picture. Also, this is only my decision, I am not pushing it on everybody else. There are plenty of people telling you what you need to do (stop smoking, don't eat fatty foods, etc), they do quite well at it, I don't need to help.

The "financially irresponsible" one was kind of funny, at least I thought so. I asked them why they felt it necessary to personally insult me for my lifestyle decision. I suggested it would make good material for Fribble #3 on this. You don't think I'm going to let something that elicits this much response go without beating it to death?

Credit Cardless in Pittsburgh
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