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Something doesn't sound right here. The last I heard, doctors who participate must accept the Medicare specified amount for a service, of which Medicare pays 80% and you're responsible for 20%. (I don't know whether the Part B deductible went up for 2011 or not.)

You heard right Phil. I do pay 20%, but the bills are so high, the 20% can run into the hundreds! Top that with increases in insurance and I am paying a lot (like everyone else). And because I seem to get older every year, I also seem to need more medical care, darn it all.

Back to retire before 80, my kids won't ever be able to retire, unless they win the lottery (fat chance)or I die and leave them something. I am trying not to do that;)) I hope my GK are learning from this, they need to graduate on top of their class and have a profession.

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