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Something to consider, 401(k)assets are protected if you are sued but IRA assets are not protected in all states.

401K's are only protected under federal law(ERISA)if there are other employees(non-ownerm non spouse)covered by the plan, which seems not to be the case here. State law may or may not p;rotect 401k or other employer retirement plans.

So, it is unlikely that 401k rollover aids in asset protection, and in just about every other category the IRA rollover wins by a landslide.
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