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Songmaster wrote:
< I'm just at the point of having to
< decide how much to contribute beyond the 2.5%, or <whether to use some other foolish savings method.

I've been meditating on this same question. I have decided that I can do too much better outside my 401K to contribute after my company's max match. First thing I do is start a RothIRA. Then invest in a taxed account. But you do need to do some learning on picking stocks. Follow Foolish wisdom and I don't think you can go wrong.
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