Sorry about that! Let's try this again.I first posted with the rough details of our debt in early March.Since then, we have made slow, but steady progress. DH is starting anew job in 2 weeks, which has the potential for more advancement and a larger salary. Thanks to everyone's advice here, we were able to cut out some expenses and have been diligently paying down our credit card debts. I also put in a complaint to MBNA about their raising my interest rate, and whaddayaknow? It's back to where it started. I was also lucky enough to get a balance transfer offer from Chase for 3.9% for the life of the loan and another balance transfer offer from Discover for 5.99%. Here are the details of our progress:December 31, 2002:Citibank 5,914.17Discovercard 7,304.67First USA 3,390.45MBNA 15,081.84Chase 5,699.49Total $37,390.62May 30, 2003:Citibank 2,000.00Discovercard 11,603.41First USA 3,100.00MBNA 8,900.00Chase 5,899.05Total $31,502.46Total paid off to date: $5,888.16The E-fund (non-existant at 12/31/02) now stands at $250 and is eagerly awaiting the child tax refund credit (another $400).Our plan of attack at this point it to pay off Citibank ($2,000) in hopes of getting a balance transfer offer. Then we will be building the E-fund a bit. Then I have MBNA back in my sights (still the highest interest rate).Questions? Comments? Suggestions?Thanks for reading, everyone!
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