Sorry Dan...I hit the submit block rather then the edit block.Also, I'd be glad to discuss my chice of BrownCo as a place to have the IRA. I plan to make very strighforward "Coffeehouse" investment choices along the lines of low-cost index funds such as Vanguard S&P 500 and total market index.An example of the "Coffee House" Portfolio:http://www.marketwatch.com/news/yhoo/story.asp?source=blq/yhoo&siteid=yhoo&dist=yhoo&guid=%7B13F04CB4%2D020D%2D4170%2D8150%2D9CEDAD91A808%7DThe main two questions that come to mind are:1) Why not cut out the middleman and invest directly through Vanguard being most (if not all) of the funds are Vanguard funds?2) Are you ready to manage, rebalance, and pay the fees of seven funds on a regular (say yearly) basis? Wouldn't two or three funds work?It's hard to offer up too much in the way of possibilities not knowing how far away from retirement you are and how much experience you have with investing. Good luck,Bill
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