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Sorry for late reply.

<<My first impression would be to suggest that you hang on at your job until January 1 of the year in which you'll turn 59-1/2 (hopefuly only 3 more years) and during that time do everything you can to reduce your discretionary expenses while paying off/down things like the mortgage.>>

Already in process. Situation improved (&/or I improved attitude) so not nearly the urgency I attributed to it at time of first post.

Thanks for good advice.


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