Sorry for you, markup123. Trying to deal with a spendy spouse has been the topic of many a thread on here. But it is really REALLY hard. Harder, I think, than dealing with one's own spendy tendencies. But as I think you already know, you can't outsave a spender. You can find 10 places to cut your budget, and your spouse takes one trip to the mall or Radio Shack and ffft it's gone. I don't think you sound like a weak husband, and I don't think there's an obvious response. I wish there was a magic wand you could wave and your wife would get a clue, but there isn't. I guess you figured out, refinancing the house to pay the cards isn't working. You said these are her personal credit cards, where does the money come from to pay for them, do you pay for them? Does she work? Is there any way you can call the companies and ask them to freeze the limits? Can you sit her down and put both of you on a "fun money" allowance, so that you each have so much to spend a month and no more? (If both of you are doing it, that's more fair and she may be more inclined to listen to you.) Can you hide money from her? (I know that sounds terrible, but it may be what you have to do. I hide money from myself, otherwise I spend it, so I know that it works for me...)Anyway, good luck and we'll be here rooting for you.--Booa ("Hi, my name is Booa and I'm the spendy spouse in my house")
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