Sorry for your loss. From what I understand I will have to set up a totally separate inherited IRA account. I also understand it is important that this be a Trustee to Trustee transfer especially for the Traditonal IRA....I don't currently have a ROTH IRA so I guess I will also be looking at setting one up with again a Trustee to Trustee transfer.Please be aware - since you are a non-spousal beneficiary, both types of IRAs (Roth and Traditional) must be set up as separate inherited IRAs, and cannot be set up as your own IRA. It's clear that you understand that about the traditional IRA, but your commentary about not already having a Roth IRA indicated that you might not understand it about the Roth.Additionally, you must either start taking RMDs from the both types of IRAs, or totally empty them within 5 years. Since Roth IRAs typically don't have RMDs, many people are unaware of this requirement.Sorry, I don't have any experience with Alliant, so no help on the actual transfer.AJ
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