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Sounds like you have awoken. Congratulations and good luck. It will be a long uphill climb to stay on your path. As you move into your 30s and have those children, you will require more fortitude than you will ever imagine in reining in costs and sticking to the plan.

Just remember, the plan can change because your own values, wants and desires will certainly change as you get older and experience more.

Fool on,

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