soycapital, Actually, my "insights" about what lies ahead for investors --and the need to prepare-- aren't mine alone. There's a whole cadre of market professionals and commentators who are hugely worried. Worse, I keep stumbling across even more of them, such as David Graeber, whose book on the history of debt I found on the library shelves this afternoon. http://www.amazon.com/Debt-The-First-000-Years/dp/1612191290...Charlie
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