No. of Recommendations: 0

In a couple of years, you might find that the rate paid on a CD or money market fund is much higher while you have suffered losses on bonds and stocks because interest rates have gone up.

I understand, but I monitor my portfolio more closely than most, I imagine, and actively "cultivate" and modify it, sometimes weekly and sometimes even daily, so I try to shift as things change. We'll see how it goes! If CD rates start to look attractive, I'll shift. Meanwhile, the banks are ripping everyone off by charging high loan rates vs paying very low interest rates on everything. (Remember savings accounts that paid 4-5% APR?)

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