SP:There is a lot to be said for reasonableness, flexibility and prudence in managing your finances in retirement.Yes, indeed -- and those are qualities we can always use more of throughout our lives!I really am appalled by what I call the "dummification of America" all around us. My biggest concern is simply that far too many people these days act like brainless fools who blindly follow the herd (as I have often said), in any arena, rather than doing some reading, listening in a discerning way to what others say, and then doing what THEY think they should do, regardless of what the "herd" suggests!My motto has always been "Do what really works for you." Period.Vermonter
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