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Split any raise you get in the future. 1/2 to savings (ROTH preferably) and 1/2 to you.

I would start with a Vanguard Spartan 500 INdex. Check this link out: http://money.cnn.com/galleries/2008/pf/0805/gallery.only_inv...

Read.

Do it. Stay the course (did I say that? - or was that GWB?), DO NOT worry about the market today. Keep plugging the money away with bimonthly transfers, even if it is $100.

When you get your tax refund, assuming you do get one, back fill your ROTH account to the max for the PREVIOUS tax year, then send the rest to the current tax year.

Just do it.

Compounding, dollar cost averaging and regular investment discipline, as well as a sold goal of retirement is the bedrock you need to keep on truckin'

MZ4

MZ4
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