Splotto,Living in Florida, I can't give yoou details on PA rates, but I would guess that they might be less than in Florida, since the "elderly" population is so large here. Anyway, I got a policy for my wife (age 66) for Medicare-supplement from Blue Cross @ $109/month. Between Medicare and the supplement, her medical costs are quite well covered. Of course, Medicare has no drup coverage at this time, and from what I've read, the proposed plans being "debated" in Congress are really not going to help that much until you have thousands of dollars spent yourself. I've been going to Canada for my wife's drugs. Basically, you can save 30-60% over best prices in US pharmacies. One more thought...since I was involved in the Long Term Care field for 5 yrs before I retired, I can highly recommend the policies written by G E Capital. The benefits are the best in the industry, and they have managed to stay in the LTC business since 1974 without ever raising rates on a particular policy. Other companies may start out lower, but there have been many huge increases in their rates over the past 3-4 years. Good luck to you and Mom. Curt
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