I did a search to see if this was covered but I couldn't find anything. Apologies if it has been discussed at length.My situation is as follows: - tons of room in RSP - both myself and my spouse must repay to Home Buyer's Plan - my income is significantly higher than my spouse - i have a SDRSP in my name - my wife has an RSP in her name - i would like to contribute ~ $20,000 this year with $1300 the portion for the HBP.My question is how should I disperse the rest. Should I be doing some or all of it into a spousal RSP.Thanks
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