SPY is more appropriate for experienced investment professionals. Recommend sticking with Vanguard as a safer option.They offer mutual funds similar to SPY.and also Certified Financial Planners, Professional advisors and Managed Payout funds for the do-it-youselfers:https://personal.vanguard.com/us/whatweoffer/advice/selfguid...The lowest cost option would be Managed Payouts:https://personal.vanguard.com/us/funds/vanguard/ManagedPayou...
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