starbuxinvestor wrote:I would add the Vanguard S&P Midcap 400 fund to that mix. Other than that the advice looks solid.I wouldn't. Diversification is like a free lunch. But after 35 steaks, I'd probably want to go to the doctor. Same with stocks, after 35, you're as diversified as you can get. from 36 on, all you'll get is the stock equivalent of a stomach ache. With an S&P500 index fund, you have 500 stocks. With a "Total Market" index fund, you have more than 9000.WHY THE HELL WOULD YOU WANT OR NEED MORE?
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