Start out by listing each of your debts and interest rates, as well as your current monthly payments against them. You may also want to list your budget - all of your current expenses. The bard will then proceed to pick your info apart and deliver some cold, hard observations that will hopefully give you doe hope and direction if you survive.FuskieWho notes the board will not hold back on what they think, so be prepared to have a thick skin and an open mind...
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