There is a commercial that I have seen three times this week that states that there are changes in the Roth IRA and that unless you start one by Dec. 31, you will be missing out on some 'great benefits'.I am guessing this is just a sales pitch, but I was wondering if there were any changes coming in the near future. I have yet to start funding my IRA as I don't have the income for it yet (still a student), and was wondering if this was something that I should be looking into in the near future.Thanks for your help,Fool On!RyanK
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