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I have a friend who has recently moved to the US from Jamaica, and has a good job in computers. I helped him open a bank account today, and the bank offered a 'secured' credit card, i.e. backed up by his savings account. My question is 'is this the fastest/only way for him to start to build a credit history?" How difficult will it be for him to buy a property with a mortgage? He's on a work-permit visa.

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