UnThreaded | Threaded | Whole Thread (94) | Ignore Thread Prev Thread | Prev | Next | Next Thread
Author: InvestMechanic Three stars, 500 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 75383  
Subject: Re: 30-Year Retirment at 4.5% Withdrawal Rate Date: 5/13/2007 2:24 PM
Post New | Post Reply | Reply Later | Create Poll . Report this Post | Recommend it!
Recommendations: 0
Starting in 1929:

		January 1			                  December 31			
		         4.5%						
Year	Nest Egg	Withdrawal	Nest Egg	Earnings	Nest Egg	Year	Net After Tax 	
1	$1,000,000 	$45,000 	$955,000 	($139,812)	$815,188 	1	$31,500 	-14.64%
2	$815,188 	$36,683 	$778,505 	($222,574)	$555,930 	2	$25,678 	-28.59%
3	$555,930 	$25,017 	$530,913 	($236,150)	$294,763 	3	$17,512 	-44.48%
4	$294,763 	$13,264 	$281,499 	($26,461)	$255,038 	4	$9,285 	-9.40%
5	$255,038 	$11,477 	$243,561 	$140,608 	$384,169 	5	$8,034 	57.73%
6	$384,169 	$17,288 	$366,881 	$15,519 	$382,400 	6	$12,101 	4.23%
7	$382,400 	$17,208 	$365,192 	$163,131 	$528,324 	7	$12,046 	44.67%
8	$528,324 	$23,775 	$504,549 	$164,231 	$668,780 	8	$16,642 	32.55%
9	$668,780 	$30,095 	$638,685 	($221,113)	$417,572 	9	$21,067 	-34.62%
10	$417,572 	$18,791 	$398,781 	$112,337 	$511,118 	10	$13,154 	28.17%
11	$511,118 	$23,000 	$488,118 	$9,567 	$497,685 	11	$16,100 	1.96%
12	$497,685 	$22,396 	$475,289 	($35,362)	$439,928 	12	$15,677 	-7.44%
13	$439,928 	$19,797 	$420,131 	($40,459)	$379,672 	13	$13,858 	-9.63%
14	$379,672 	$17,085 	$362,587 	$58,413 	$421,000 	14	$11,960 	16.11%
15	$421,000 	$18,945 	$402,055 	$113,339 	$515,394 	15	$13,261 	28.19%
16	$515,394 	$23,193 	$492,201 	$105,380 	$597,582 	16	$16,235 	21.41%
17	$597,582 	$26,891 	$570,691 	$219,259 	$789,950 	17	$18,824 	38.42%
18	$789,950 	$35,548 	$754,402 	($44,661)	$709,741 	18	$24,883 	-5.92%
19	$709,741 	$31,938 	$677,803 	$22,910 	$700,713 	19	$22,357 	3.38%
20	$700,713 	$31,532 	$669,181 	$15,525 	$684,706 	20	$22,072 	2.32%
21	$684,706 	$30,812 	$653,894 	$132,479 	$786,373 	21	$21,568 	20.26%
22	$786,373 	$35,387 	$750,986 	$222,893 	$973,879 	22	$24,771 	29.68%
23	$973,879 	$43,825 	$930,054 	$194,102 	$1,124,157 	23	$30,677 	20.87%
24	$1,124,157 	$50,587 	$1,073,570 	$142,892 	$1,216,462 	24	$35,411 	13.31%
25	$1,216,462 	$54,741 	$1,161,721 	$3,834 	$1,165,555 	25	$38,319 	0.33%
26	$1,165,555 	$52,450 	$1,113,105 	$559,446 	$1,672,551 	26	$36,715 	50.26%
27	$1,672,551 	$75,265 	$1,597,286 	$404,113 	$2,001,400 	27	$52,685 	25.30%
28	$2,001,400 	$90,063 	$1,911,337 	$162,081 	$2,073,418 	28	$63,044 	8.48%
29	$2,073,418 	$93,304 	$1,980,114 	($205,536)	$1,774,578 	29	$65,313 	-10.38%
30	$1,774,578 	$79,856 	$1,694,722 	$759,744 	$2,454,466 	30	$55,899 	44.83%
Post New | Post Reply | Reply Later | Create Poll . Report this Post | Recommend it!
Print the post  
UnThreaded | Threaded | Whole Thread (94) | Ignore Thread Prev Thread | Prev | Next | Next Thread

Announcements

The Retire Early Home Page
Discussion on accelerating retirement day.
Post of the Day:
Macro Economics

2.1: The Labor Pool Problem
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and "#1 Media Company to Work For" (BusinessInsider 2011)! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.
Advertisement