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SteveGOhio: "I'm going to post a real question in a minute, but I wanted to start a thread to learn more about 529s in general. I've read Pub 970 (2009)."

Welcome. I do not know the answer to your question, in this post or your next post, but your questions are more 'tax' questions than anything else.

You may wish to repost on the Tax Board - - link to unrelated post.

All the tax pros (of whom I am not one) post on that board, and while some of them post on other boards, it is more random and a much smaller number of posters.

Good luck.

Regards, JAFO
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