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Stocknewb,

If you really must, there are some ways to use leverage for investing that do not involve using margin. You can use other, separately available, credit lines, and thus never get a margin call. Unsecured loans can be expensive sometimes.
Sometimes your choice might be to prepay high debt (eg. a mortgage or home equity line of credit) vs invest the money. That is using leverage, too. Of course your home loan can go underwater too, but at least you will not get a margin call.
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