No. of Recommendations: 2
Stocks and bonds go up and down in value, but the money you lose to fees & expenses is gone forever.

And the years he has done better for us is forever compounding in our account, making the funds available for any years where he doesn't beat the benchmark. Don't look to the stock market for guarantees. It's all about educated guesses.


willing to believe he will continue to do better for us, until he doesn't
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