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Author: KentuckyKate Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 76395  
Subject: Stop contribution to IRA/403(b)? Date: 4/27/2012 11:13 PM
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As best I can calculate, we are in an enviable position, such that, in 7 years, when we have to start taking RMD from our IRA/403(b)accounts, it will be more than we expect to need. I'm wondering if I should stop (this sounds like blasphemy) contributing to those accounts and instead start putting those dollars towards tax-free bonds, so I don't pay ordinary income tax on distributions that I don't need. I haven't done lots of internet research on this, as I just sketched out numbers for one scenario tonight, but I haven't seen a discussion that seems oriented this way. I would like to hear some other opinions, to see if I'm having late-night imaginings!
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