Supposedly-safe, passive, fixed-income, beta bets will never provide a real-rate of return after taxes and inflation...Charlie,In previous posts you've mentioned that you calculate a personal rate of inflation. I think this is a useful approach, but there are some practical issues that I've run into -- how detailed to get with the calculation, how to distinguish changes in consumption from changes in price, how to deal with lumpiness, and so on. I'd be interested in hearing how you went about calculating your personal rate of inflation.Thanks,Bill
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