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I, too, am a dedicated client of T D Waterhouse and sing their praises to anyone who will listen.

If you like them as a securities firm, you may wish to also check into the TD Waterhouse Bank. Provides great services including on-line bill payment, over-draft coverage, electronic transfer between bank and brokerage, VISA/MC with 1% rebait, and all for free if you have a brokerage account.

Persevere!
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