t,Thanks for the detailed reply. This is really helpful. At the moment, I still have a home mortgage. I hope to be able to pay it off within a few years. Once I do so, this strategy could provide some real savings. The property tax is the big one. Ours in only $2600, so I could pay $5200 in the bunching year. However, now I'm even thinking of trying to do a little bit of bunching of state income tax. After all, I could pay quarterly estimated state taxes on January 15 and December 31 of a bunching year. Since the state tax deduction is done on a cash flow basis, I think that I could pay 125% one year and 75% the next. CG
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