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I am almost 62 years old, and still working on my own business with my wife. If I start to take my benefits at 62 I will get around $700 per month. It seems that if I take my benefits now and invest them perhaps in a good mutual fund, I will be better off than waiting until 65. My question is how much of this $700 will be left to invest? My income business income will probably be around 75k, but could be shifted to my wife. Any thought?
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