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I've also posted this at Investing for Beginners board.

Once we've maxed my wife's and my IRA contributions and our daughters ESA, are there any other tax-advantaged investments for us? I'm active duty, so don't get matching in the TSP (as I understand.) Wife is SAHM, not 401k or equivalent for her.

Are annuities an idea?

Thanks for any suggestions or pointing me in the proper direction.

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