Any thoughts on this issue?As a grad student, I have several more years of making very little money ahead of me. Therefore, I feel that I am in probably the lowest tax bracket I will ever be in. Does it then make sense to max any taxable contributions (ie my ROTH IRA) and not worry about maxing out a tax deferred account?It simply seems to me that being taxed now in a relatively low tax bracket (ROTH contrib.) must be moreeconomical than getting taxed on the (hopefully) huge sum of a tax deferred account later when I make more money.Can anyone tell me if I am thinking about this right? ... thanks for previous replies...
Sounds like perfect logic to me too.Good luck.the hendrys
In general, the longer you have until retirement the better looking the Roth is. In your case, I would say yes to maxing the Roth then moving to the other vehicles.Jenn
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