This retired fool wonders why the powers that be in our legislatures - both State & Federal - don't offer the citizenry the opportunity and inducement to save/invest by eliminating the tax on earnings up to a given annual sum of, say, $10,000. I believe if people could save, knowing that they would not have to pay taxes on their earnings up to a given "decent" limit, they would be inclined to save more and spend less, thus living below their income. The idea of allowing workers to invest a small portion of their Soc.Sec. taxes does not do enough. What say you fools about petitioning for this or a similar idea???