No. of Recommendations: 0

Super post!!!!!!!! And well-argued. We can all speculate on the shape, type and impact of real and imagined changes until we're blue in the face. Until it happens, though, we gotta live with what is and plan accordingly.

You said:

<<I know that all contributions are made at the marginal rate, as I stated in my original post. This fact *cannot* be disputed. So at least I can agree with one of you, but only on the numbers on IRA contributions and growth.>>

It's me! It's me! :-P

You also said:

<< Finally, the alternate tax method arguement about some type of consumption tax is thrown in. Once again, does this make a Roth IRA distribution better or does it really argue against the Roth? With a national sales tax, when you buy a television nobody is going to ask if it's being paid for with Roth funds, thereby making it free from tax :) >>

Not just the Roth is involved here. ALL savings will be affected. Those of us who tried to save will be hit the worst because instead of spending it all early, we tried to put some aside for when it really counted. In a traditional IRA, you'll get hit as well, so if that occurs, who wins besides Uncle Sam?

Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.