Howdy folks, My wife will retire from teaching in about 6 yrs.She is 48 yrs. old at present.When she retires she has the option of taking theaccumulated retirement monies in one big check orwait and when 62 or 65 yrs. old she can start thechecks coming.I'm wondering if we couldn't take the lump cash andinvest it and come out further ahead in the long runthan wait til retirement and have it doled out to usfor the rest of our lives at welfare wage levels.We think taking the money and investing it for morepotential money earnings in the market than playing it safe and leaving it to be parted out when we retire.We realize that it is a throw of some good dice, butnone-the-less a throw of the dice.Thanks for your reply!Aloha, Bob
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