No. of Recommendations: 0
My wife is investing in a before tax annunity in the school district in which she works. The annunity is thru Equitable and she has the investment dispursed amoung three different funds...Alliance Common Stock, Alliance Equity, and MFS Research. She has been in the funds since March of 1998. The funds have been doing poorly in my mind given the change in the market through this time period. She now has about a 6% return during this time period. We are both seasoned mutual fund investors and are aware of the fluctuations in the market. We have been investing for 15 years and have money tied up in equities, mutual funds, IRAs, and money market instruments. Our total net worth is about $600,000 and we are about 10 years from retiremnet. I have never thought much of annunities but that is the only before tax investment opportunity available at her

place of business.



My question????...Should she stay in this Annunity ever though it is a low rate of return, given the fact that it is invested before taxes?



How do you compare these instruments of investments?



With stocks and mutual funds and MM's there is published information available for comparsion. Is there any way to compare Annunities?????
Print the post  

Announcements

The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.
Advertisement